Author Archives: Paul Lesieur

203k loans in Minneapolis and St Paul

So, what’s the scoop on the 203k? Simply this, You get qualified for your 203k loan. You find a home you want. If it needs work no problem. The purchase price and the repairs are rolled into one loan. The home must appraise favorably when you are done. It goes like this, lets say you [...]
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Insider Kitchen Design, a book for everyone.

Insider Kitchen design, a new book from Kelly’s Kitchen Sync Kelly  Reviewed by The Paul Kitchen design, is it about looks,organization or budget? Or all of the above? What about this book? Lets back up a little and ask a question. Why do we need another kitchen design book? Google kitchen design and you can [...]
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203K Consultant and the Feasibility Study

Why bother? A consultant is trained to help with the 203k loan process. And yes you must pay for this service, but…………………………………………………………., the consultant can help you determine construction costs most likely to be incurred when you decide to buy a home that needs work, a home you will finance with a 203k loan. Feasibility [...]
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How long does a 203K loan take?

203K loans can close as fast as other loans, but sometimes don’t because the homeowner, contractor and lender haven’t followed the guidelines. The record for a 203K loan is 10 days. Most can be done from start to finish in 30 to 45 days, the average in my area is 60 days to close. With [...]
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203K happy endings

In the last couple of weeks we did A refi for a veteran who is adding on to his home. A bank owned purchase that will get new flooring, paint, kitchen cabinets and appliances. A refi for an aging couple that will use the money for some Universal design modifications. The 203K is for everyone [...]
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203k loans, just the facts.

203k loan, just the facts ma’am! Today is my introductory post on 203k loans. Are they difficult to do? If you don’t know the rules, yes. Do they cost more? No, as a matter of fact they can cost less. Yes the rates are slightly higher, consultant fees add to the cost also but you [...]
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  • Now the consultant will meet you for $150, thats 25% off, get a feasibility study and see if you are right for a 203k Loan.